Because Promises Don’t Protect Capital. Law Does

Every euro invested in Aiffin Bonds is pledged, notarized, and secured by an independent Security Agent

We designed the structure from the ground up — starting with investor protection

Aiffin Bonds are issued through a dedicated bankruptcy-remote French Special Purpose Vehicle (SPV) created solely to raise and manage bond proceeds for investors.

This SPV operates under the Autorité des Marchés Financiers (AMF) framework and is legally separate from Aiffin SAS, the operating company.

That means:

The SPV can do only one thing — issue bonds and hold collateral

Your funds never mix with Aiffin’s corporate accounts

The SPV’s sole obligation is to repay investors

We designed the structure from the ground up — starting with investor protection

Your money doesn't go into the company. It goes into the structure that owns your collateral

A third party stands between your money and everyone else

An Independent Security Agent — a licensed, regulated fiduciary — has been appointed to represent all bondholders collectively.

The Agent’s role is to hold, monitor, and enforce the pledged collateral.

The Agent’s powers:

Holds the official pledge of all leased vehicles and receivables

Monitors asset registration, insurance, and performance

Has full authority to repossess, liquidate, and distribute proceeds in case of default

Acts independently of Aiffin and reports directly to bondholders

In short: even Aiffin cannot touch the collateral once pledged.

Only the Security Agent can

Every vehicle is pledged through a french notary. Every detail documented

All leased vehicles and LLD receivables are legally pledged through a notarized deed under French law.

This is the strongest form of asset security in Europe — enforceable immediately, without lengthy court procedures.

Key facts:

The notarial deed certifies ownership and encumbrance of each asset.

The pledge is registered in the national collateral registry, ensuring transparency and traceability.

Any transfer, sale, or disposal of the pledged asset requires the Security Agent’s prior consent.

Your investment isn’t a handshake. It’s a notarized contract with legal teeth

Even in the worst-case scenario, investors stay first in line

If Aiffin were ever unable to meet its obligations:

The Security Agent activates enforcement

All pledged assets (vehicles & receivables) are seized and sold

Proceeds are distributed first to investors, covering principal and unpaid interest

Only after bondholders are fully settled can any remaining funds go elsewhere

Five layers of protection between you and risk

Higher Yield. Lower Noise

Layer	Function	Controlled By
Aiffin SPV	Isolates investor capital from operations	Independent Security Agent
Notarized Pledge	Registers all vehicles & receivables as collateral	French notary
Security Agent	Holds and enforces collateral	Independent fiduciary
Insurance & GPS Monitoring	Physical protection & asset tracking	Insurers + Aiffin monitoring
Diversified Portfolio	Dozens of vehicles & contracts	Aiffin risk management team