Aiffin
Main website

Investing in bonds, without the jargon.

We break the process into four simple steps — what you fill in, what you sign, and when your first coupon is paid.

Download term sheet
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Trusted by 65+ active dealers across France

12%

fixed yield

Annual interest, paid quarterly and locked in at the time you invest.

€17M

issued before

More than €17M issued across previous bonds, with zero defaults to date.

100%

asset-backed

Notarized pledge over real vehicles, supervised by an independent trustee.

5Y

fixed term

A five-year term with quarterly payouts and a defined maturity date.

Your capital. Legally secured. Ready to earn.

You’re investing in a 12% fixed annual bond backed by real vehicles and governed by an independent Security Trustee. The onboarding is simple, transparent, and fully digital.

No management fees

No hidden costs

100% notarized asset-backed structure

What we’ll need to get you started

We’ll ask for a few basic details to assess your eligibility and prepare the next step. The final onboarding is completed directly with our team.

  • Your contact details

  • Country of residence and citizenship

  • Intended investment amount

  • Basic suitability details

  • Supporting documents

  • Source of funds information

The final onboarding is completed with our team, including verification details and required documents.

Start your investment

Verify your identity – it’s quick and mandatory

We comply with EU KYC and AML regulations. You'll need your passport or ID and a 2-minute Face ID check.

Passport or government-issued ID

Face ID / liveness check

2 minutes on average

Review & e-sign your investment contract.

You’ll receive your bond agreement, payment schedule, and sign it online.

Personalized agreement (PDF)

Itemized payment schedule

Legal e-signature (eIDAS)

Transfer your funds securely.

Send the agreed amount by SEPA transfer to the monitored escrow account.

SEPA transfer only

Monitored escrow account

Confirmation by email when funds clear

Your bond goes live

Once funds are received, your investment is activated and your first payout is scheduled.

Contract countersigned by Aiffin SPV

Funds allocated to LLD-secured contracts

First coupon scheduled at +90 days

Because investing shouldn't feel risky — it should feel right.

Independent Trustee Protection

All assets pledged & notarized in favor of an independent Security Trustee — separate from Aiffin's balance sheet.

Quarterly Payouts

Coupons land directly in your bank account every three months — no wallet, no claim form, no waiting.

Live Reporting

View your portfolio anytime: outstanding principal, paid coupons, upcoming payments, contract documents.

EU Compliance

Regulated SPV structure under French law, KYC/AML aligned with EU directives, audited annually.