Earn 12% fixed annual return while your capital drives Europe’s mobility economy — secured by real cars, real contracts, and real people.
Invest in our bond issue. Support small entrepreneurs. Earn stable returns.
Paid quarterly
Zero defaults
Notarized and trustee-protected
Peace of mind, in motion
Banks reject 8 out of 10 self-employed professionals who drive Europe’s economy.
We provide leasing programs to them — safely, profitably, and backed by their vehicles.You can earn from their success — 12% fixed yield, fully secured, paid every quarter.
Through ESKA Capital and ESKA Finance, they raised over €17M from investment banks, pension funds, and institutional investors — and repaid every euro.€33M in bank loans were repaid during 2011–2014 through ESKA Capital.
Now, we bring our proven track record to France — with stronger investor protection and even better returns.
Was behind the issuance, placement, and repayment of over UAH 410M in bonds (2016–2024) through his previous company, ESKA Capital.
ESKA Finance: €3.5M retail bonds placed in Slovakia — always repaid on time.
Banks, investment banks, insurance companies, and pension funds held 80% of ESKA Capital’s bond issues.
Every AIFFIN Bond is secured through a notarized pledge of all leased vehicles and lease receivables.
An independent Security Trustee holds and enforces this collateral — giving investors first-ranking legal rights over every asset.
If anything ever goes wrong, the Trustee lliquidates the vehicles and distributes proceeds directly to bondholders.
Your capital is the first protected — not the last recovered.
Investment Type
Typical Return
Liquidity
Risk
Collateral
Investment Type
Investment Type
Typical Return
Typical Return
Liquidity
Liquidity
Risk
Risk
Collateral
Collateral
Bank Deposit
2–3%
High
Low
None
Investment Type
Bank Deposit
Typical Return
2–3%
Liquidity
High
Risk
Low
Collateral
None
Real Estate
3–5% net
Low
Medium
Property
Investment Type
Real Estate
Typical Return
3–5% net
Liquidity
Low
Risk
Medium
Collateral
Property
Stock Market
Variable
Medium
High
None
Investment Type
Stock Market
Typical Return
Variable
Liquidity
Medium
Risk
High
Collateral
None
Aiffin Bonds
12% fixed
Medium
Low
Vehicles + receivables
Investment Type
Aiffin Bonds
Typical Return
12% fixed
Liquidity
Medium
Risk
Low
Collateral
Vehicles + receivables